he following is commentary from Baldwin Investment Mangement on timely issues. JULY 2010     Second Quarter    Peter H. Havens APRIL 2010     First Quarter    Peter H. Havens JANUARY 2010     Fourth Quarter    Peter H. Havens OCTOBER 2009     International    Peter H. Havens SEPTEMBER 2009     Third Quarter    Peter H. Havens JULY 2009     Second Quarter    Peter H. Havens APRIL 2009     First Quarter    Peter H. Havens FEBRUARY 2009     First Quarter (Interim)    Peter H. Havens JANUARY 2009     Fourth Quarter    Peter H. Havens NOVEMBER 2008     Special Mailing    Peter H. Havens OCTOBER 2008     Third Quarter    Peter H. Havens JULY 2008     Second Quarter    Peter H. Havens APRIL 2008     First Quarter    Peter H. Havens JANUARY 2008     Fourth Quarter    Peter H. Havens AUGUST 2007     Early Third Quarter    Peter H. Havens JULY 2007     Second Quarter    Peter H. Havens APRIL 2007     First Quarter    Peter H. Havens JANUARY 2007     Fourth Quarter    Peter H. Havens OCTOBER 2006     Third Quarter    Peter H. Havens JULY 2006     Second Quarter    Peter H. Havens MARCH 2006     First Quarter    Peter H. Havens DECEMBER 2005     Fourth Quarter    Peter H. Havens OCTOBER 2005     Third Quarter    Peter H. Havens JULY 2005     Second Quarter    Peter H. Havens MARCH 2005     First Quarter    Peter H. Havens DECEMBER 2004     Fourth Quarter    Peter H. Havens OCTOBER 2004     Third Quarter    Peter H. Havens JULY 2004     Second Quarter    Peter H. Havens MARCH 2004     First Quarter    Peter H. Havens DECEMBER 2003     Fourth Quarter    Peter H. Havens SEPTEMBER 2003     Third Quarter    Peter H. Havens JUNE 2003     Second Quarter    Peter H. Havens MARCH 2003        First Quarter    Peter H. Havens DECEMBER 2002        Fourth Quarter    Peter H. Havens SEPTEMBER 2002        Third Quarter    Peter H. Havens JULY 2002        Second Quarter    Peter H. Havens APRIL 2002        First Quarter    Peter H. Havens JANUARY 2002        Fourth Quarter    Peter H. Havens OCTOBER 2001        Third Quarter    Peter H. Havens JULY 2001        Second Quarter    Peter H. Havens APRIL 2001        First Quarter    Peter H. Havens JANUARY 2001        Fourth Quarter    Peter H. Havens OCTOBER 2000        Fourth Quarter    Peter H. Havens JULY 2000        Fourth Quarter    Peter H. Havens JUNE 2000        Notes to BCE    David Buten APRIL 2000        Fourth Quarter    Peter H. Havens JANUARY 2000        Fourth Quarter    Peter H. Havens JANUARY 2000        Investing in the Internet    Peter H. Havens         NOTE: Material presented on this page may require the use of products not already included with your browser such as Adobe Acrobat Reader and/or RealAudio Player.         p o w e r e d   b y   baldwinIT.com